Where It Began

Carnell First Home

Life for our founder, Carnell Moore, began in this three-room home in Mayesville, SC, that was usually surrounded by cotton, peanut, or soybean fields. The home had no in-door plumbing and he shared his bed with three of his 14 siblings. He was raised mostly by a single mom who was pulled out of school after the third grade to work the fields, but she made sure all of her children completed school with many serving in the Armed Forces. Carnell not only served in the US Air Force, but also completed a bachelor and two associate degrees during his enlistment. Upon his Honorable Discharge, he earned a master’s degree in communications with an emphasis in investor relations from the University of Florida. Then, the kid who grew up on welfare became a trust officer at one of the Top 10 banks in the country (First Union), went on to become a Top 10 in the country wealth advisor for mortgage business (Merrill Lynch), and then launched the life management company Vital Guidance to help people with more than just their finances. All these accolades may sound great, but Carnell contributes his success to many people and the vital guidance that started in this little house.

Who We Are Now

Vital Guidance is a life management company, advised by former and current military commissioned officers, that uses a team of internal and external experts to provide the appropriate guidance, products, and services its clients need to make important decisions about their Relationships, Health, and Finances.

Our professionals incorporate your complete financial and life status into their planning strategies to help you reach your goals. No more “You’ll have to move your accounts” in order to get help with your goals. Our fee-based management structure allows us to work across many platforms as well as industries to give you the top investments, insurance products, mortgages, portfolio loans, real estate options, and life coaching and counseling sessions. Our plan is simple, provide independent and objective advice while managing your assets to help you achieve the life you want to live.

Meet the professionals who truly provide conflict-free advice and services (click on images for biographical information):

Advisory Board

Linda Singh 4

US Army Maj. Gen.
& Dr. Linda Singh

VG PIC Wright in Suit

USAF Brig. Gen.
Wayne A. Wright

VG Pic David with blur background 3

US Marine Colonel
David D. Scott

CDR Jan Tjomsland 2 229x300 1

USCG Commander
Jan M. Tjomsland

VG Pic Dennis

USAF Colonel
Dennis W. Greene

Sedrick Civilian

US Army Colonel
Sedrick L. Jackson

Monte Darker Image 3

Monte A. Edwards
INC 500 & BE 100

The Team

Carnell1 Photo 2019

Carnell Moore, CFP MLO, REALTOR

VG Pic Rich Foster

Richard Foster
Life Mgmt Advisor

VG Pic Jackie Satmary

Jacquelyn Satmary
Estate Planning

Pasted File at July 10 2020 10 34 AM

Rachel Lewis

Martin Curto at LW Financial 228x300 1

Martin Curto
Prop & Casualty

VG Pic Ky

Ky Dickerson
Prop & Casualty


Chaz Richwine
Health & Benefits

VG Pic Chris Elliott bigger

Chris Elliott
Business Advisor

kenny kelly fiu headshot blur 300x228 1

Kenny Kelly
Sports Advisor